When you start your own business you never realize those little things such as employee benefits, which yes you're entitled to. Check out my latest YouTube video to learn more about these benefits if you're self-employed.
Ben Green Hey, y'all, Ben green with Bengreen.com. And of course, we're here to optimize your career, your location and your finances, of course. And today, I want to talk a little bit about if you are self-employed, if you're a solopreneur, and entrepreneur, you don't have any corporate benefits, what can you do to actually make sure that you are, you're covered. So you have actually a lot of options. With health insurance, of course, now you have the marketplace. And it used to be where you were, you had to be between 100% to 400% of the federal poverty level, or basically, in regular people's terms, you had to make between 12,000, up to about $51,000 a year as a single person to qualify for really good benefits, and really good affordable subsidies for health insurance. But now that has changed, it is expanded a whole bunch. So you now have an option to go on the marketplace and really check out to see whether or not you or your family can get really good benefits, or health insurance benefits at least. Second thing, of course, is dental and vision coverage, there are about five or six different individual dental and vision carriers out there on the marketplace, we can help you all navigate them, you can go online and get it you know, go through our website, www dot the AIA team comm or you can use the resources page on Ben Embrey comm to access really affordable dental coverage and vision insurance as well. And you can start that stuff actually, the next day with health insurance is usually the first of every month. But with with your dental and vision insurance, you can actually start it the next day. Life Insurance, of course, is a different, different question. But we do have some some really good options. Now in terms of term life insurance, and even whole life insurance. We've kind of scoured the earth to find some guaranteed issue, some basic, some guaranteed whole life insurance for you if you are working, if you're working, you know for a company or for yourself. So even now with life insurance, of course you can go out and get it on your own. And in fact, even if you're working for a corporate entity, or a nonprofit or a school or whatever you're working for, I really recommend that you get your own individual Term Life and whole life insurance anyways. So that if something happens, or if you're not healthy, down the line, you have that life insurance and of course disability is also something you can go out on your own. It's a little bit more difficult to get disability on your own, but it is possible. And of course long term care insurance you can actually incorporate a lot of long term care now with life insurance policy. So if you have any more questions about any of this, please check out my employee benefits guide on Ben Embry comm you can book a time to talk with me or you can check out the webinar that's coming up a little bit. Thank you very much and look forward to talking to you bye.